Savvy shoppers might be the masters of coupon cutting and buying on a budget, but those aren’t the only ways to save money. If you don’t take advantage of all the life hacks available to you, you’re essentially leaving free cash on the table.

With a little effort and creativity, you can cut hundreds or even thousands of dollars a year from your budget. Plus, if you handle a few small items on your to-do list that you’ve been putting off, you can even find ways to earn more money without working more. Take these steps to gain control of your financial future.